The Global Merchant of Record (MoR) Solution for B2B & B2C
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Going global isn’t easy. Selling digital goods internationally comes with complex challenges. Without the right setup, you risk delays, fines or stalled growth.
Manual handling of payments & taxes
Constantly changing global tax rules
Risk of non-compliance or legal exposure
Chargebacks and fraud eating into revenue
Scale your SaaS, software, or digital commerce business without the headaches. With Nexway as your Merchant of Record:
We act as the legal seller of your digital goods
We manage VAT, tax calculation, filing & remittance
We cover fraud protection and chargeback disputes
We ensure global tax & regulatory compliance
One contract, one partner, global reach
Outgrown your current Merchant of Record? Migrate your subscriptions and payment data without service interruption or customer churn.
Better Support
Direct access to human experts, not just chatbots.
Lower Fail Rates
Intelligent routing to optimize authorization rates globally.
More Customization
Full control over the look and feel of your cart and checkout flows.
Don’t risk your business with partial solutions. Choosing a PSP means you are still liable for every dollar of unpaid VAT or sales tax. Choosing Nexway means complete peace of mind and full compliance in 140+ countries.
Merchant of Record (MoR) is the legal entity authorized to process consumer credit card and payment transactions. Nexway acts as the MoR, meaning we appear on the customer’s bank statement and hold the liability for the transaction.
A Merchant of Record handles payment processing and assumes responsibility for tax compliance, invoicing, fraud, and legal risk – unlike payment gateways, which only process transactions.
Companies engaged in international ecommerce particularly those selling SaaS and digital products gain the most from a Merchant of Record model. By outsourcing tax, compliance, and payment management, these businesses reduce risk and accelerate global growth. This model also supports sellers of physical goods seeking hassle-free cross-border sales.
With Nexway as your Merchant of Record, you can sell to customers in over 140 countries worldwide. We manage local tax compliance, payment processing, and regulatory requirements making international sales seamless and worry-free.
No. With a Merchant of Record, you don’t need to register for VAT, GST, or other local taxes. We handle global tax compliance, filing, and remittance on your behalf. If you choose to operate as your own merchant, you’ll need to manage compliance with each country’s regulations independently.